Clean Up Your Home Before Leaving: 2

Saturday, November 21st, 2009

kitchen-cleaning_300Now that we have talked a little bit about how you should leave your house – let’s go ahead and talk about in detail what you should be doing when all of your furniture is out of the house and you are left with an empty shell of a house.  Firstly, you want to make sure that you paint anything that you changed.

Usually, white is a good color as the new tenants will be able to paint over it.  This is just if you painted anything while you were in your apartment – if you didn’t don’t worry about painting.  You always want to make sure that you leave the place spic and span though. 

That includes breaking out the cleaning supplies and vacuuming down the entire place.  This will leave a good impression on your landlord and you will probably get your full security deposit back!

Clean Up Your Home Before Leaving: 1

Friday, November 20th, 2009

spring-cleaning-main_fullWe all move.  Whether you are moving to a brand new house or you are moving into a new apartment, you want to make sure that you leave your old apartment in good shape.  Currently, I am going through a move myself and while I am not exactly moved out yet, I intend to leave the property the way I found it.

That does include some things that you may not want to be doing.  For example, cleaning out everything and making sure that the walls are painted.  This is something that many people forget about, however you always want to make sure that you do not burn any bridges when you move.

In the next blog, we will talk about exactly what you should be cleaning out and what you can leave.

Some Ways To Make Your Home Greener: 2

Saturday, October 24th, 2009

2_eavesNow that we have talked a little bit about adding in a covered porch – the next step that you should take is actually making sure that your roof hangs over a little bit.

The reason for this is actually so that way, it keeps the sun off of the windows and exteriors, which will help the house, stay extremely cool in the summer.  It also really helps to protect the siding from the weather, which means you can go twice as long between repainting.

Next, you want to make sure that you reuse and remodel.  If you are planning to really tear down your home and start over, why waste?  Why not try to salvage your home or even your first floor and build around it.

Finding Real Estate When You Are Out Of State: 2

Friday, October 16th, 2009

relocatingNow that you have figured out exactly what neighborhoods or towns you are going to be looking into, the next logical step is going to be researching them.  You want to make sure that they are safe for you and your family so go ahead and look online and make sure that these neighborhoods and towns are going to be extremely safe.

Next, you are going to have to figure out if you want to rent a place or if you are going to buy a place.  Honestly, this is going to be the biggest decision, because if you buy – you might be stuck there but if you rent, it makes it easier for you to relocate again.  After this decision is made, go ahead and contact a real estate agent.

What most people don’t realize is that real estate agents can actually help you with renting and buying, so no matter which one you want, make sure that you keep your agent informed.

How You Can Repair Your Credit To Buy A Home!

Friday, September 11th, 2009

Credit repair Repairing your credit is something that can be difficult – there are many different things that you need to do and to be honest, it is going to be a long process and one that isn’t easy.  Your credit history is something that is going to follow you for the rest of your life and if you have made some bad credit choices, it is not the end of the world – you can bring up your credit score.

The first way to bring it up is to ensure that you have paid off any debt that you might owe.  That way, you can be sure that you are starting with a fresh and clean slate.  Next, get yourself a credit card that has a very low minimum and only spend on it when you really need something – and always make it small. 

The idea is that you want to pay off your credit card every single month, as that is going to be what brings up your credit score.

Landscaping Your Backyard — It’s Important! Blog 2

Thursday, August 13th, 2009

LandscapingLandscaping your backyard is very important … we talked about that in the last blog, but did you know that there are a few quick and easy steps that you can follow to ensure that you do not have to hire it out?  Landscaping is something that can be extremely costly and if you are not ready to invest that many, you can definitely do it yourself, all you need to do is get a little elbow grease in there and ensure that you know what you are doing.

Firstly, you want to spend a day trimming and removing overgrown and excessive plants.  That way you will have a fresh and clean start as soon as you remove all of those plants, which is something that everyone wants.  Also, you want to make sure that you get rid of any bushes were trees that might make your home look like a jungle – we all know that we have those.

Next, you want to make sure to spend a few hundred dollars on some plants and flowers that will add in a lot of warmth to your home and it will truly change the look and overall feel of your home!

Landscaping Your Backyard — It’s Important!

Wednesday, August 12th, 2009

landscapingWhen you are trying to sell a home, we all know that it can be a truly difficult thing … after all, it can take a while to be on the market and since the market is so bad right now, you truly have to make the home shine and sing.

That is what backyard landscaping can do for your home.  What many people do not know about landscaping is that it actually reaches it maturity after about six to eight years and after that – you need to thin it and reshape it.

Many people skip over that part and just think that they can get away with only landscaping their backyard every ten years or so – that is simply not the truth.  In the next blog, we are going to explore how your backyard can truly enhance your curb appeal!

Tax Incentives For Buying A Home: Being ‘Green’ Tax Incentives!

Friday, August 7th, 2009

Tax creditNow that we have talked about just some of the tax incentives that are out there – it is now time to talk about the tax incentive that the government is offering up for making your house ‘green’.  Obama is one of those presidents that is very into being green and he is one president that is truly making a difference in the environment market.  Between this year and next year, there should be tax credits of about $1,500 for home buyer or home seller to make their home a little greener.

While those tax credits are not currently in practice, they are slowly but surely going into practice.  Another thing that I’ve noticed is that the states are taking it into their own hands as well, for example Georgia passed a tax bill that gives a $1,800 tax credit for first time home buyers that buy their homes between June 2009 and November 2009.

All of these tax incentives are a fantastic way for home owners to truly be able to afford the home of their dreams and really make sure that they are getting the very best deal!

Tax Incentives For Buying A Home: What They Are!

Thursday, August 6th, 2009

Tax incentivesLooking for a new home for the price that you want is a hard task.  However, it is not impossible and one of the main reasons is that there are a ton of different tax incentives going on right now.  The housing market is in deep trouble, with no one purchasing homes and so many homes going into foreclosure, it makes it extremely difficult for real estate agents to really make a living.  However, with all of the tax incentives that are being offered up now – home owners are more opt to purchase.

However, if you are a home buyer that is looking to purchase a new home, you need to know about all of the tax incentives out there so you can take advantage of them right?  The firs tone is going to be a tax break on select properties of about $8,000.  This is a tax incentive that you do not have to pay back to the government, which makes it that much better.

Another tax credit in the state of California is that the government is adding on – in addition to the $8,000 they are offering up another 5% tax credit to some home buyers, that means you can get a tax credit of about $18,000 – which is a lot of money!

Job-Loss Mortgage Insurance: Terms, Conditions, Eligibility — Part 1!

Wednesday, July 22nd, 2009

Job-Loss Mortgage InsuranceWith people constantly getting laid off and losing their jobs – where are all of the mortgage payments going to come from?  In this day and age, finding a job is very difficult and the unemployment rate is definitely growing higher and higher … however, did you know that there is Job-Loss Mortgage Insurance?  Most people have no idea what that means or even how they could be eligible for it.  That is exactly what we are going to explore in the next couple blogs – how you can get this insurance and what the terms and conditions are for it.

One of the first things that you want to take into consideration the vary of coverage, the cost and some of the benefits and requirements for this particular insurance.  You really should do your research on it and make sure that you shop around to find the best possible insurance for you and your family.  Now, if you have no idea what this insurance is – that is what we are going to break down for you.

Basically – this insurance means that your insurance company will pay for your mortgage if you happen to lose your job … to a point though.  Typically, this insurance policy will be paid directly to the lender and the policy benefits can include principle, interest, taxes and the mortgage itself – that is why you need to shop around a bit.