Posts Tagged buying a home

How You Can Repair Your Credit To Buy A Home!

Friday, September 11th, 2009

Credit repair Repairing your credit is something that can be difficult – there are many different things that you need to do and to be honest, it is going to be a long process and one that isn’t easy.  Your credit history is something that is going to follow you for the rest of your life and if you have made some bad credit choices, it is not the end of the world – you can bring up your credit score.

The first way to bring it up is to ensure that you have paid off any debt that you might owe.  That way, you can be sure that you are starting with a fresh and clean slate.  Next, get yourself a credit card that has a very low minimum and only spend on it when you really need something – and always make it small. 

The idea is that you want to pay off your credit card every single month, as that is going to be what brings up your credit score.

Tax Incentives For Buying A Home: Being ‘Green’ Tax Incentives!

Friday, August 7th, 2009

Tax creditNow that we have talked about just some of the tax incentives that are out there – it is now time to talk about the tax incentive that the government is offering up for making your house ‘green’.  Obama is one of those presidents that is very into being green and he is one president that is truly making a difference in the environment market.  Between this year and next year, there should be tax credits of about $1,500 for home buyer or home seller to make their home a little greener.

While those tax credits are not currently in practice, they are slowly but surely going into practice.  Another thing that I’ve noticed is that the states are taking it into their own hands as well, for example Georgia passed a tax bill that gives a $1,800 tax credit for first time home buyers that buy their homes between June 2009 and November 2009.

All of these tax incentives are a fantastic way for home owners to truly be able to afford the home of their dreams and really make sure that they are getting the very best deal!